Federal Deposit Insurance Corporation

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Simply Business

You take care of your business. We’ll take care of your banking…Simply! Don’t worry about how many checks your write or deposits you make. We keep your fee simple so you can focus on running your business. Our accounts work for you with no hidden fees and upfront pricing.

Simply Business Account

This account is simply the perfect account for ANY type of small business & covers all of your basic account needs! Simply maintain a $500 daily balance or pay a $5.00 monthly service fee. With clear, up-front pricing there is no surprise later. Access your account at one of our convenient locations, online or on the go with our mobile app.

Simply Interest Business Account

Are you a Sole Proprietor or Non-Profit? Then this is the account for you! Get all of the benefits of our Business DDA Account + earn interest on your deposits. Keep a daily balance of $500 or pay a $5.00 monthly fee.

Every business checking account includes the local service you want with the conveniences you need:

  • Free Debit Card

  • Free Online Banking

  • Free Bill Pay

  • Free Mobile Banking*

  • Free eStatement with online check images

  • Free Transactions at any of 55,006 ATMs!

  • Free Access to Digital Wallet

Business Statement Savings

Need to save for business expenses, taxes or future business plans? Earn interest on your deposits in this account. In keeping it simple we only require $100 daily balance or your monthly fee is $5 per month.

Business Account Comparison

 

Product

Simply Business Account

Simply Interest Business Account

Business Online CMA

Business Statement Savings

Qualification to Open

Any Business with a Business Tax ID

Sole Proprietor or 501(c) Qualifying Business or Non-Profit

Any Business

Any Business

Minimum to Open

$25.00

$25.00

$500

$25.00

Interest Bearing

No

Yes

No

Yes

Monthly Fee

$5.00

$5.00

Tiered, based on services

$5.00

Fee Waived If:

Minimum daily balance greater than $500

Minimum daily balance greater than $500

Minimum balance, based on services

Minimum daily balance greater than $100

Business Debit Card

Free

Free

Free

Free

Internet Banking

Free

Free

Required

Free

Mobile Banking*

Free

Free

Free

Free

Online Bill Pay

Free

Free

Available

N/A

Notary Services

Free

Free

Free

Free

Smiling Branch Personnel :)

Free

Free

Free

Free

Electronic Statements

Safe, Secure, and Free

Safe, Secure, and Free

Safe, Secure, and Free

Safe, Secure, and Free

Paper Statements

$2.00 per month

$2.00 per month

$2.00 per month

$2.00 per month

*Mobile carrier message and data rates may apply.

First Fed Delta routing number 241270903

Mastercard Debit

Looks like a credit card, works like a check and makes shopping a whole lot easier! Did we tell you that it works as an ATM card, too? Ask a friendly First Fed Delta representative for details.

With our SimplyMobile® app, you can control and manage your debit card, monitor transactions in real time, even turn the card off if you suspect it has been compromised. All of this with no additional apps to download and install! For more details, take a look at our Business Online Solutions page.

Business Merchant Services

As a business, you need to be able to accept debit and credit cards. Through an alliance with BancCard Services we can help. We can tailor a solution that is right for you. So whether you’re getting set up for the first time or want to review your options, contact us. We will set up a private consultation to provide you the best card solution.